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Turning point: Family ditch their 'reckless' spending Morgan said: 'When our landlord told us she was selling up it was a real wake up call.We were wasting £900 on rent a month as well as over spending on everything.'We had to move into another rented property, but with no savings we had to rely on family to help us out.I always keep an eye on offers and will meal plan for the week around them' 'The choice became really clear when we were out shopping. We weren't extravagant, we just bought too much.'We cut that back straight away and then began to make other small changes.

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Reformed dating

When a man interacts with a woman, his greatest fear is sexual rejection and humiliation.

This causes him to spend as much time and energy (if not more) on defensive strategies to protect against rejection as he does on mating strategies to attract women.

Morgan told Mail Online: 'Yellow stickered items have become a must for me. I'm still selling those and on a good month make about £200.'The money I made cleared our debt fast and gave me a £300 budget for Christmas which I stuck to and we had the best Christmas ever.

I look out for meat, which can be costly, and freeze what I find. The year before I'd blown over £1,000.'How 'small changes' led to big savings 'When it came to saving cash, we had a good look at our outgoings.

And this is for the simple reason that understanding the female perspective helps you do much better with women, whatever your goal—whether it’s a one-night stand, a friend with benefits, a girlfriend or a wife.

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